Investomart

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A shop, that lets you overpay for goods you like, to invest the overpay into the companies that made them.

YAML 想法

Would you overpay for your favorite food, like fish, potatoes, milk, rice, or whatever at a 10%, 25%, 50% above the base price, if you knew, that the overpay would automatically buy you shares of the maker of the product, so that in, say, 5 years, would you be able to get it for free, or get the dividends buy it? I definitely would, especially for my favorite products. It would automate my investment into companies that make the things I know I need, without any extra effort of investment portfolio management.

So, it's an idea of a competing supermarket, that buys goods from wholesalers, and through use of membership cards (popular loyalty cards), maintain investment portfolios for the customers. Surely, that type of supermarket would require for it to be a stock portfolio management company at the same time, so, two industries: retail trade + fund management.

Such supermarkets would have a social mission, to help people automate their lives. They would also be educational for kids, teaching them how to never have to pay for a favorite meal again.

Perhaps we could start such a supermarket chain: make money not just for ourselves, but for our customers. The idea is inspired by a previous idea: Consumer Investment Tax.

Mindey,


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零售买家(消费者)每天购买生产者股票,就像他们吃/消费一样频繁,似乎不是很可持续,因为尽管股票在公开市场上可供任何人购买,但它们实际上是相对与零售贸易量相比,稀缺商品。

但是,如果上述多付的款项不仅用于收购生产特定零售产品的生产商的股票,还包括为该产品的制造做出贡献的上游供应链公司的股票,或者甚至是生产同等产品的一组生产商的股票。产品,那么这肯定会更可持续。

随着时间的推移,我当然想试试这个想法。这对消费者来说是一个不费吹灰之力的额外价值:每当您购买普通消费品时,都会自动购买生产商的股票。实现这种事情可能是最直接的,通过收购一家对冲基金和一家受欢迎的在线零售商,并满足所有法律要求,然后为所有购物用户创建对冲基金的投资账户,并将投资资金分享给对冲基金。这种对冲基金的投资操作很容易实现自动化,因为股票购买完全是确定性的,由零售购买决定决定。

Retail buyers (consumers) buying out the producer stocks on a daily basis, as frequently as they eat/consume, does not seem to be very sustainable, because, although stocks are on the public markets for anyone to buy, they are actually a relatively scarce commodity, compared to the volume of retail trade.

However, if the said overpay would go to acquire stocks of not only the producer making the specific retail product, but also the stocks of the upstream supply chain companies contributing to the making of the said product, or, even the set of producers making equivalent products, then this would surely be more sustainable.

With time, I certainly would like to try that this idea. It's a no-brainer extra value to the consumer: shop for stocks of producers automatically, whenever you shop for ordinary consumer goods. Realizing this sort of thing would probably be most straightforward by acquiring a hedge fund, and a popular online retailer, with all the legal requirements already satisfied, then creating investment accounts with the hedge fund for all the shopping users, and sharing the investment money with the hedge fund. Such hedge fund's investing operations would be quite easy to automate, because the buying of stocks would be entirely deterministic, determined by the retail purchasing decisions.